It doesn’t matter if you’ve just started thinking about buying, have already found the perfect house and want to quickly sort out your finance, are looking to unlock the equity in your current property, or are wanting to find out if there’s a better borrowing option than the one you currently have – any time is a good time to explore your options.

Home Loans

Your home loan is likely to be one of your life’s biggest investments so you want to make sure you get it right. However, choosing the right loan can be confusing which is where Top Finance Specialists can help.


Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender and Top Finance Specialists are the experts in refinancing.

Investment Loans

Would you like to make your money work for you? Use your home equity to buy an investment property that will allow you to take advantage of the associated tax benefits and introduce a regular and steady income stream.

We Focus on your needs, not the banks.

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We assess and tailor solutions to your financial situation

We Listen

We listen to you and learn

We Create Breathing

We create breathing space for you

Financial Plan

We develop your financial plan

your debts

We help to settle your debts

secure future

We build your secure future


Top Finance Specialists manage the entire process for you from start to finish and as every one of our clients is different, we fully assess your individual situation and provide a solution to meet your particular needs. Quite simply, we do everything necessary to get you the best possible rate and importantly get your loan over the line. You don’t do anything except allow us to act on your behalf.

Regardless of whether you require $100,000, $1,000,000 or $5 million, we consider it a privilege to be entrusted with finding you the most appropriate loan, as well as navigating the different challenges of organising your mortgage.

When you partner with us, you don’t need to repeat yourself to a different bank employee every time you call. Our kind of personal service has resulted in a loyal clientele of repeat business and word-of-mouth referrals, which is the primary means by which we’ve built our business.


Our Mortgage Repayment financial calculator can help you estimate how much you can borrow and what your repayments will be.

NOTE: The results from this calculator should be used as an indication only. Results do not represent quotes or Pre-qualifications for loans. Please also note that individual lenders apply different formulas and information such as default figures are again subject to individual lenders terms and conditions.