Useful Information - Top Finances

USEFUL INFORMATION

LVR

What Is LVR And Can You Avoid Paying Lenders Mortgage Insurance (LMI)

Buying a home or investment property can be daunting but it can also make you feel elated. Either way it all starts with saving for a […]

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12

12 Step Guide to Speed Up Your Home Loan Deposit Savings

It has been suggested it could take a person nine years to save for a deposit on a home in capital cities and just over seven […]

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temp

Are You Tempted to Buy Off the Plan?

Presently, one of the contributing factors for our robust property market is strong buyer demand unable to be satisfied with the limited supply. This demand surplus […]

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buy

Buying Off The Plan – For or Against

Buying off the plan is again becoming increasingly popular. Are you thinking about paying a deposit now to buy a brand new off the plan apartment […]

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Afterpay

Afterpay Day Spend Could Cost You

Many of us are guilty of using Buy Now Pay Later (BNPL) to buy a new pair of shoes, clothes or even a short break or holiday. However, […]

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6 Ways

6 Ways You Could Be Affecting Your Credit Score

Did you know that your Buy Now Pay Later (BNPL) shopping  habits could affect your credit score? This is just one way you  could affect your […]

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COmpell

Compelling Reasons To Fix Your Home Loan

According to one of the country’s leading lenders, previously  only about 15% of Australians fixed their home loan interest rate,  however in recent months as many […]

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Fixed

Is A Fixed Rate Home Loan Right For You?

Pros and cons of fixed rate home loans Choosing a fixed interest rate home loan does offer comfort and  certainty over your loan repayments. But fixing […]

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Neo

Online Or Neobanks: Convenience Could Cost You!

As if choosing a property isn’t hard enough, there is also the  added challenge of selecting the right lender and home loan  from the vast number […]

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imag1

Considering Refinancing? Time to Tidy up Your Finances First

If you intend to refinance, you should speak with  your finance specialist (that’s us!) to help you  understand your borrowing capacity. We can draw  upon our […]

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Is a Reno Now Pay Later the Best Way to Fund Your Refurb-FI

Is a Reno Now-Pay Later the Best Way to Fund Your Refurb?

The temptation of ‘Renovate-Now-Pay-Later’ may at first glance look appealing, but are there other factors that need to be considered? The warmer weather may have you […]

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