USEFUL INFORMATION

Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite […]

Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme […]

Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an offer and […]

Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have […]

Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first time ever. Have you […]

With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for energy-efficient homes on […]

Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in […]

Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis points to 3.85%. How much […]

It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the […]

The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may […]

There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner. We bust that […]

Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition. US trade policies have […]

Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major […]

Did you know that the average home owner saw their property’s value rise $46,000 per year over the past five years? Today we’ll look at ways […]

The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to […]

‘Close to public transport’ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy road, […]

This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a trip away, […]

It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could […]

The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s […]

Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when […]

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could […]

If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash […]

Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, […]

Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a lower-than-expected price […]

Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth knowing what reno […]

Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in […]

There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps […]

How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence. But why not consider a […]

With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your trust and support throughout 2024. With […]

If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’ New research shows it […]

As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and discover what the […]

The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a holiday home. […]

There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, […]

You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution. […]

Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has […]

With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start […]

Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing? You could take […]

It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a […]

Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why it’s […]

Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who’s got the patience […]

Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to […]

Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting out squats. […]

TikTok and Instagram reels are fun, fast and free – but it’s important to be picky about whose content you’re viewing, especially if you’re in the […]

When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the latest moves in fixed […]

When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But one feature […]

We’ve all heard the rule of thumb about property being a long-term investment. Well, get this: many home owners have seen the value of their property […]

The sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good reason why spring 2024 […]

Want to grow your investment portfolio but have most of your wealth tied up in your family home? You may be able to leverage recent gains […]

Your job can provide more than an income. When it comes to being approved for a home loan, certain roles can enjoy favourable treatment from lenders. […]

A cost of living crunch is driving a new trend among renters – and it’s changing the wish lists of some property investors. We reveal what’s […]

Kiwis hoping to buy a first home in Australia have just scored gold! The popular Aussie low-deposit home buying scheme has been opened up to visa […]

Scared to apply for a home loan? You’re not alone. Fear of rejection has stopped one in five Aussies from applying for finance over the past […]

As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards fresh peaks. Today […]

The new financial year has kicked off with a bang for first home buyers! A whopping 45,000 more places have opened up for them under the […]

Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal where prices are tipped […]

Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive […]

Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan. […]

You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our […]

Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a […]

Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer […]

If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways […]

Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, […]

Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to […]

We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and […]

Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much […]

When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation’s most active generation for […]

You may not feel richer, but if you’re a homeowner, there’s a decent chance your personal wealth has surged over the past 12 months thanks to […]

Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance when both fears can […]

There’s something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it’s the look and feel […]

Spare cash can be tight right now (cost of living crunch, anyone?). But if you’ve still got some savings plus a home loan, there’s a way […]

Need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times at present – but […]

Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates paying top dollar for […]

Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market is skyrocketing. So could this have […]

Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what it could mean for the property […]

Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each year is raising […]

Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from getting into the property market. Here […]

Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising property values dampen their […]

It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another […]

What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey […]

Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – […]

The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our fantastic clients for your support […]

Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the important step some savvy […]

If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property market has fared in […]

First home buyers with a small deposit now have an even wider range of lenders to choose from. We reveal the latest banks to join the […]

It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on […]

If the November rate hike will seriously stretch your finances, one potential solution may be to extend your loan term. It can ease the hip pocket […]

The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points, taking it to 4.35%. So just how much will this […]

Mortgage brokers have notched up a new personal best, with seven out of every 10 new mortgages settled thanks to their help! It’s a sure sign […]

No matter whether you’re in the market for a home or an investment property, it makes financial sense to buy in an area where values are […]

Not sure what refinancing is all about? You’re not alone. Our quick explainer lets you master the basics and helps you work out how much you […]

Know anyone who wants to buy their first home? A new report confirms that low deposit schemes are getting younger buyers into a place of their […]

Property prices have soared almost 7% this year alone. With the upswing predicted to continue, we unpack what’s driving national housing values higher – and why […]

Apartments stand out as an affordable choice when it comes to cracking the property market, not to mention downsizing. But a looming shortage may soon push […]

There’s a lot to be said for having your home loan pre-approved. But does pre-approval mean you’re putting the cart before the horse? Definitely not. Here […]

The property market has thumbed its nose at higher interest rates, with values rising almost 5% since March. Here’s why national housing prices are climbing higher. […]

No change to the cash rate again this month, but lenders’ mortgage rates have been jumping around more than a bunch of toddlers at a Wiggles […]

First home buyers who bought into the market using the federal government’s 5% deposit scheme have racked up $82,000 in home equity on average, new data […]

The highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their dream home. Today we’ll unpack how […]

An avalanche of rate hikes over the past 18 months has supersized home loan repayments. But savvy homeowners aren’t panicking. In fact, more mortgage holders than […]

The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable home loan rates. Here’s […]

Mortgage holders rejoice – the Reserve Bank of Australia (RBA) kept the cash rate on hold in August for the second month in a row. So […]

With plenty of pundits tipping interest rates will start to fall in the next 12 months, we look at why the big banks are hiking their […]

Australians are showering their homes with $1 billion worth of love each month as home improvement spending ramps up. We look at the cost of popular […]

Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from house hunting to unit […]

Phew! The Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. So is the end of this rate hike […]

Have you been keen to refinance but told you can’t? You’re not alone. Many Australian households are currently locked into their home loans due to rising […]

Despite the soaring cost of living and successive interest rate hikes, homebuying intentions have climbed, latest data shows. So why are so many people still chasing […]

Mortgage serviceability can feel like a frustrating hurdle to clear. But it’s an important safeguard against borrowing too much, particularly in the current interest rate landscape.  […]

Drumroll … The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much will this increase […]

Australians are increasingly “thinking small” when it comes to buying a home and cracking the property market. And with perks like affordability, more desirable locations, and […]

Navigating the Australian property market over the past year has felt like standing on shifting sands. But is the market starting to regain stability? And if […]

When buying property, it’s good to know the market value. After all, you want to know you’re paying a fair amount. But the property’s value is […]

Business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the full cost have just over a month to […]

More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee Scheme. Today we’ll run […]

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we […]

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially […]

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you? If you’ve been […]

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how […]

And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But […]

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you […]

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching […]

Rate rises can affect the property market, as we’ve all seen of late. But there are other factors that appear to hold longer-term sway over national […]

The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate […]

The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current trends is helpful when […]

Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a buyer’s market for a reason. Here’s […]

Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the […]

The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this […]

Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there […]

Changing jobs may offer more perks – higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. […]

Having a spruced-up home feels great. And it can also boost your home’s value. But, as exciting as the prospect of rolling up your sleeves and […]

Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect time, especially for teachers. Get cracking […]

Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already has a tenant? We’ll […]

As the sun rises on January 1, many Australians will be getting started on their new year’s pacts. The gym will be full of determined resolution […]

End-of-year festivities have snuck up on us! Wishing you and yours a swell Noel and a wonderful new year. It’s time to dust off that kitsch […]

Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in […]

The Reserve Bank of Australia (RBA) has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash […]

Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan. Having genuine savings can […]

What’s more important: your new phone or your next home loan? Well, we were stunned to see a recent survey that showed Australians put more effort […]

Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen, and some can […]

For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. But a recent analysis shows that meeting mortgage […]

Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points to 2.85%. How much […]

You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling housing […]

You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate hikes cooled your heels? […]

Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and […]

The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 25 basis points to 2.60%. How much will this rate hike increase […]

The recent decline in rental properties has caused many to feel uncertain about their housing situation. Here’s how you can leave renting in the dust and […]

Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are on the way. But just how […]

Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may feel like pumping the […]

The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to […]

They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what can you do to ensure a […]

Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up again. […]

Buying a home or investment property can be daunting but it can also make you feel elated. Either way it all starts with saving for a […]

It has been suggested it could take a person nine years to save for a deposit on a home in capital cities and just over seven […]

Presently, one of the contributing factors for our robust property market is strong buyer demand unable to be satisfied with the limited supply. This demand surplus […]

Buying off the plan is again becoming increasingly popular. Are you thinking about paying a deposit now to buy a brand new off the plan apartment […]

Many of us are guilty of using Buy Now Pay Later (BNPL) to buy a new pair of shoes, clothes or even a short break or holiday. However, […]

Did you know that your Buy Now Pay Later (BNPL) shopping  habits could affect your credit score? This is just one way you  could affect your […]

According to one of the country’s leading lenders, previously  only about 15% of Australians fixed their home loan interest rate,  however in recent months as many […]

Pros and cons of fixed rate home loans Choosing a fixed interest rate home loan does offer comfort and  certainty over your loan repayments. But fixing […]

As if choosing a property isn’t hard enough, there is also the  added challenge of selecting the right lender and home loan  from the vast number […]

If you intend to refinance, you should speak with  your finance specialist (that’s us!) to help you  understand your borrowing capacity. We can draw  upon our […]

The temptation of ‘Renovate-Now-Pay-Later’ may at first glance look appealing, but are there other factors that need to be considered? The warmer weather may have you […]