Useful Information Archives - Top Finances

Useful Information

January 4, 2022

What Is LVR And Can You Avoid Paying Lenders Mortgage Insurance (LMI)

Buying a home or investment property can be daunting but it can also make you feel elated. Either way it all starts with saving for a […]
January 4, 2022

12 Step Guide to Speed Up Your Home Loan Deposit Savings

It has been suggested it could take a person nine years to save for a deposit on a home in capital cities and just over seven […]
January 4, 2022

Are You Tempted to Buy Off the Plan?

Presently, one of the contributing factors for our robust property market is strong buyer demand unable to be satisfied with the limited supply. This demand surplus […]
January 4, 2022

Buying Off The Plan – For or Against

Buying off the plan is again becoming increasingly popular. Are you thinking about paying a deposit now to buy a brand new off the plan apartment […]
January 4, 2022

Afterpay Day Spend Could Cost You

Many of us are guilty of using Buy Now Pay Later (BNPL) to buy a new pair of shoes, clothes or even a short break or holiday. However, […]
January 4, 2022

6 Ways You Could Be Affecting Your Credit Score

Did you know that your Buy Now Pay Later (BNPL) shopping  habits could affect your credit score? This is just one way you  could affect your […]
January 4, 2022

Compelling Reasons To Fix Your Home Loan

According to one of the country’s leading lenders, previously  only about 15% of Australians fixed their home loan interest rate,  however in recent months as many […]
January 4, 2022

Is A Fixed Rate Home Loan Right For You?

Pros and cons of fixed rate home loans Choosing a fixed interest rate home loan does offer comfort and  certainty over your loan repayments. But fixing […]
January 4, 2022

Online Or Neobanks: Convenience Could Cost You!

As if choosing a property isn’t hard enough, there is also the  added challenge of selecting the right lender and home loan  from the vast number […]